Georgians affected by the September floods have through today to get federal loan paperwork filled-out and in the mailbox. Today is the deadline for those who have applications for Small Business Administration loans, but have not yet returned them.

A federal loans spokesman says they’re still waiting for about 20,000 people who’ve not yet returned paperwork.

Loans if approved would cover losses not covered by flood insurance or federal grants. Already the SBA has approved more than $40 million in disaster loans related to September's historic flood in parts of the state.

A homeowner is eligible to receive up to $200,000 in loans for real estate-loss and up to $40,000 in loans to replace an automobile or furniture or other personal items. Renters can receive up to $40,000 in loans for the contents of their apartment. Businesses can receive loans up to $2 million.

Tags: Georgia, flooding, federal loans, flood damage, Small Business Administration