There are legal safeguards to protect patients from big bills like out-of-network air-ambulance rides. But insurers may not pay if they decide the ride wasn't medically necessary.
A frugal Tennessee resident opted out of Medicare Part B, which carries $175 monthly premiums. Now her heirs face a huge bill for an air-ambulance ride.
Diagnosed with aggressive leukemia while on a trip to Wyoming, a man thought his insurance would cover an air ambulance ride home to North Carolina. Instead, he got hit with an astronomical bill.