If someone young and healthy collapses, the treatment is a no-brainer. As we age or suffer serious health problems, there may come a point where it would do more harm than good.

Families can get blindsided by risky behavior with money, sometimes even before a diagnosis. Having tough conversations and setting up guardrails in advance can help prevent disaster.

With many Americans dying of COVID-19, it's important to document your wishes for your care should you get seriously ill. Doing so can ease the way for family in difficult moments.