The financial cards are stacked against many renters who survive hurricanes, floods, wildfires and other major weather disasters. The long-term effects can be devastating.

Floods, wildfires and hurricanes can have long-term financial consequences for college-age people. As climate change makes disasters more common, more and more students are struggling.

Have you experienced financial trouble after a flood, wildfire, hurricane or heat wave? NPR's Climate Desk wants to hear about it.