The cost of a college education rises every year.

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The cost of a college education rises every year. / Flickr

As students prepare for college, they have a big concern: the cost.

 

The Institute for Higher Education Policy finds 70 percent of colleges unaffordable for lower-income and middle-income students. That’s if they don’t take out a student loans.

 GPB's Leah Fleming speaks with Emma Foulkes and Shannon McGraw.

Shannon McGraw is a student at Georgia State University. Her debt is $20,000, and it’s likely to increase.

Emma Foulkes, a certified financial planner at Greenwood Wealth Management in Atlanta, also joined the conversation.